Investments, credit, wealth management. For many people these concepts are confusing and even scary. According to recent international studies and our own in-depth customer research in Switzerland (Financial Mindsets Survey, OWN 2018), this perception is most common among women and young people. At the same time, they are also the ones who need the opportunity to grow their wealth and achieve financial wellbeing.

OWN is a new social enterprise in the area of financial services, aiming to enhance financial inclusion in order to advance wealth and gender equality.

OWN’s ambition is to change perceptions through offering simple, affordable, digital wealth management solutions combined with financial education and coaching.

Digital Wealth Management Solution

OWN is being developed as a digital platform, offering best-in-class wealth management services, together with education and coaching, which are low cost, simple and easy to access.

Our Expertise and Network

OWN was founded by financial experts and social entrepreneurs Cecilia Reyes and Michael Christen in mid-2018. OWN is driven by a team of experienced and highly skilled investment and technology professionals, working together to deliver on PIONEER’s vision of alleviating wealth and gender inequality and fostering a more inclusive and balanced society.
OWN is actively engaging with potential partners and investors to realize the project and achieve scale in its social impact.

>> Collaborate with OWN

Our Target Audience

Low-income and low-wealth individuals, primarily women and young people, who lack the means to grow their wealth and achieve financial well-being.
We also attract affluent investors with substantial assets to invest, through our mantra of “doing well and doing good”. This is reflected in the mutual aspect of our business model ensuring that everyone who invests with us benefits from our success.

Financial Inclusion

In the long term, OWN advances wealth and gender equality and contributes to a more balanced and prosperous society. It champions sustainable financial inclusion to help develop the financially vulnerable and constrained, into the financially resilient, with choices and degrees of freedom to navigate life changes and pursue opportunities.

OWN also provides an attractive proposition for the more prosperous in society by offering superior risk-adjusted returns which support social goals.